Karma Niti Terms of Service

Last Updated: 05/23/2025

Thank you for using YouTube Copilot, a product owned and operated by Karma Niti (“Karma Niti”, “we”, “us”, or “our”). By using YouTube Copilot, you are agreeing to the following Terms of Service. Please read them carefully as they govern your access to and use of our extension and services.

These Terms of Service ("Agreement") constitute a legal agreement between you ("you" or "User") and Karma Niti. If you do not agree to these terms, you may not access or use YouTube Copilot.

1. Overview of Services

YouTube Copilot is a browser extension for Chrome and Edge that integrates with YouTube to provide two core features:

  • Video Summarizer with Q&A
  • AI Writer

Users must create an account, authenticate, and subscribe to one of our plans to use these features.

By using our service, users agree to be bound by the YouTube Terms of Service and Google's Privacy Policy.

2. Account Registration & Security

2.1 Account Creation

To use YouTube Copilot, you must sign up via our website using a custom registration form, Google, or LinkedIn. Custom form registration requires 2FA verification via email. Upon login, another 2FA code will be sent unless you opt to skip 2FA for 30 days.

2.2 User Responsibilities

You are responsible for maintaining the confidentiality of your account credentials and API keys. You must notify Karma Niti immediately of any unauthorized use of your account.

2.3 API Key Requirement

You must provide a valid API key from one of the supported AI providers (Azure OpenAI, OpenAI, Claude, Gemini, GroqCloud) to use summarization, Q&A, and writing services. These API keys are encrypted and securely stored. You may delete but not edit existing API keys.

3. Subscription Plans & Billing

3.1 Plans

We offer Free, Essential, Premium, and Bundled plans (Essential Bundle, Premium Bundle). Plan details and benefits are available on our website.

3.2 Free Plan Limitations

  • Limited to one week of usage.
  • Requires minimum 500 LinkedIn connections.
  • Free plan can only be redeemed once.

3.3 Paid Plans

  • Paid plans auto-renew monthly until canceled.
  • Payment is processed via our third-party provider, Stripe, which is PCI DSS compliant.
  • We do not store payment card details.

3.4 Credits & Upgrades

You may upgrade/downgrade your plan at any time or purchase additional credits to extend usage limits. Downgrades will take effect at the end of the current billing cycle.

3.5 Cancellations & Refunds

All payments are non-refundable. Users may cancel their subscriptions at any time from their Dashboard, and the cancellation will be effective immediately. Users will still be allowed to use the service till their plan expires.

3.6 Payment Processing Fees and Taxes

In addition to subscription plan fees, each transaction is subject to a processing fee of 3.5% plus $1.00 USD. Depending on your billing address and applicable jurisdiction, state or local sales tax may be applied to your transaction at checkout. Applicable taxes will be calculated based on the state/zip code information provided by you at the time of your purchase.

These additional charges will be itemized during the checkout process. You acknowledge and agree that you are responsible for paying all applicable processing fees and taxes related to your subscription or credit purchases.

4. Service Availability & Limitations

4.1 Service Scope

YouTube Copilot functions exclusively with YouTube videos that offer a transcript. It does not support:

  • Live videos
  • Shorts
  • Clips
  • Videos without transcripts

4.2 LLM API Tier Limits

Depending on the selected API tier (Free or Paid), summarization and answer and content generation may be limited. For example, Free tier users may only process up to 20 minutes of video content.

4.3 Content Generation Limitations

We cannot guarantee the AI will accurately answer questions outside the scope of a video's transcript. Guardrails are implemented to prevent unrelated inquiries.

5. User Conduct

You agree not to:

  • Use the service for unlawful or unauthorized purposes.
  • Share your login or API credentials with others.
  • Attempt to interfere with or compromise the integrity of our services.
  • Circumvent or disable any security features.

6. Data Collection & Privacy

6.1 Data We Collect

  • Account and usage details (email, API key metadata, videos processed, questions asked, articles generated).
  • YouTube video information (title, transcript, video ID).
  • Payment details via Stripe (we do not store card data).
  • Google Analytics usage tracking on our website.

6.2 API Key Handling

Your API keys are encrypted and not shared externally. Only you can view and manage your API keys.

6.3 Third-Party Services

Payment processing is handled via Stripe. Usage data is analyzed through Google Analytics. Your data may be shared with these services as necessary.

6.4 Privacy Policy

Please refer to our Privacy Policy for more details on how your data is handled.

7. Intellectual Property Rights

All content, trademarks, logos, and intellectual property related to YouTube Copilot and Karma Niti are owned by Karma Niti. You may not use our assets without prior written permission.

8. Termination

Karma Niti reserves the right to suspend or terminate your access to YouTube Copilot if:

  • You breach these Terms.
  • Your usage causes harm or legal liability to Karma Niti or other users.
  • Required by law or regulatory authority.

9. Disclaimers

  • The services are provided “AS IS” and “AS AVAILABLE”.
  • We do not guarantee uninterrupted access to YouTube Copilot.
  • We are not liable for AI-generated outputs or errors resulting from incorrect or incomplete video transcripts.
10. Limitation of Liability

To the maximum extent permitted by law:

  • Our total liability will not exceed the amount you paid in the preceding 12 months.
  • We will not be liable for indirect, incidental, special, or consequential damages, including lost profits or data.
11. Indemnification

You agree to indemnify, defend, and hold harmless Karma Niti, its officers, directors, employees, and affiliates from and against any claims, liabilities, damages, and expenses arising from:

  • Your breach of these Terms.
  • Your misuse of YouTube Copilot.
  • Your use of third-party services or LLM API providers.
12. Governing Law & Dispute Resolution

This Agreement will be governed by the laws of the State of Texas, USA, without regard to its conflict of law principles.

Any disputes arising under this Agreement will first attempt to be resolved informally. If unresolved, disputes will be settled by final and binding arbitration in Travis County, Texas, under the rules of the American Arbitration Association.

13. Changes to These Terms

We may update these Terms from time to time. Any changes will be posted on our website, and you will be notified via email or through the extension. Continued use of YouTube Copilot after changes are posted constitutes your acceptance.

14. Contact Information

For legal notices or support inquiries, please contact:

  • Karma Niti LLC
  • Attn: Legal Department - Privacy
  • 2028 E Ben White Blvd, Suite 240-5904
  • Austin, TX 78741
  • Email: info@karmaniti.com